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Job Field: Legal Jobs
Location: San Francisco, CA
Salary: $Not stated

JOB SUMMARY:

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<tr><td valign="top" width="450"><b>JOB POSTING FEDERAL RESERVE BANK OF SAN FRANCISCO BANKING SUPERVISION AND REGULATION JOB TITLE: Credit Risk Examination Specialist: One Year Term Appointment GRADE: 14-15 REQ#: 225462 DEPARTMENT AND UNIT: BS&R - Financial Institutions Supervision Group LOCATION: SAN FRANCISCO, LOS ANGELES, OR SALT LAKE CITY POSTING DATES: January 13, 2012 - Until Filled SUMMARY OF THE JOB: An excellent opportunity exists for credit risk examination specialists. Examination specialists help ensure the safety and soundness of the banking system and financial markets by participating in the examinations of banks, U.S. offices of foreign banks, bank and financial holding companies, and their non-bank subsidiaries. This position is limited to a twelve month appointment and may be extended an additional six or 12 months at the discretion of the Reserve Bank. DUTIES AND RESPONSIBIITIES: Credit risk specialists work in teams with bank examiners to complete on-site examinations under the direction of an Examiner-in-Charge. These specialists are expected to have extensive expertise in the area of credit review and analysis and the evaluation of credit risk management and the ability to apply that knowledge in situations that are complex and/or highly problematic. Specific duties of a credit risk examination specialist include: * Analyzing the repayment capacity and overall creditworthiness of commercial and commercial real estate borrowers. * Assessing the effectiveness of credit administration and credit risk management practices. * Analyzing commercial and industrial, including trade finance credit relationships as well as assessing the adequacy of internal controls over these practices. * Evaluating commercial real estate appraisals, including the reasonableness of underlying assumptions and making a determination of compliance with applicable industry standards and regulations. * Reviewing the adequacy of construction loan disbursement practices. * Analyzing the effectiveness of portfolio-wide stress testing practices and other techniques used to manage concentration risk including commercial real estate exposures. * Assessing the adequacy and appropriateness of external and/or internal loan review processes. * Analyzing the adequacy and effectiveness of lending policies, procedures and risk rating systems. * Scrutinizing the methods used to assess the adequacy of the allowance for loan and lease losses. Candidates are expected to have a good understanding of current industry practices as well as applicable accounting and supervisory guidance. * Evaluating other real estate owned. * Conducting or participating in meetings with senior bank management to discuss findings and conclusions. POSITION REQUIREMENTS: * An applicant for employment must be a U.S. Citizen, U.S. National, or hold a permanent resident/green card with intent to become a U.S. Citizen * An examiner commission from a federal or state bank supervisory agency is preferred but not required. If the successful candidate holds an examiner commission, the job title will be Examiner. If the successful candidate does not hold a commission, the job title will be Analyst. * An applicant also must have a minimum of five years of recent experience as a loan review specialist, credit analyst, or loan officer for a regulated financial institution, or have equivalent experience with an accounting or consulting firm that serves the financial services industry. * Successful candidates also must possess: * A bachelors degree in business or a related field, including coursework in accounting and finance * An understanding of business risks and banking principles * Strong oral and written communication skills * Intermediate to advanced familiarity with Microsoft software applications, including Microsoft Word, Excel and Power Point * Ability to work independently and as part of a team * Ability to travel 70 to 80 percent * Prior experience with a bank regulator not required but will be viewed favorably S

KEY REQUIREMENTS:

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