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SR. CONSUMER RISK SPECIALIST
Job Field: Legal Jobs
Location: San Jose, CA
Salary: $Not stated
Location: San Jose, CA
Salary: $Not stated
JOB SUMMARY:
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<tr><td valign="top" width="450"><b>Business Title Sr. Consumer Risk SpecialistRequisition No. 66361BRCategory Trust & Safety / Fraud / RiskSubsidiary PayPalPosition Area US - California - San JosePosition Location San Jose CaliforniaShift DayPrimary Job Responsibilities PayPal’s Consumer Risk Policy team is responsible for the global approach to assessing various buyer-side risks PayPal takes on (including identity fraud, account takeover, credit) and the treatments, actions and experiences triggered by the results of the Risk assessment and used by PayPal to control losses. The team is fully accountable for the management of buyer-driven losses in the PayPal portfolio.We are looking to add a high-performing professional to our team – likely area of focus will be Fraud Risk policy.The individualwill be focusing on the following areas:* Strategy for controlling Fraud Risk in one of our major Risk categories (e.g., Stolen Financials, Account Takeover, Bank Payments)* Risk assessments used to identify risky users/transactions and treatments deployed to mitigate potential exposure* Loss performance in the loss category of focus; tradeoffs between loss minimization, enablement of business growth, and user experienceThe individual’sday-to-day responsibilitieswill include* Identifying (via research, analysis, brainstorming) vulnerabilities / gaps / opportunities within the current portfolio of PayPal’s Consumer Risk controls* Building a business case for the opportunity – sizing the benefit or the magnitude of the potential loss exposure* Based on the analysis, formulating a policy to ensure the optimal balance between user experience, business enablement, and loss exposure related to the planned innovations / improvements* Partnering with other groups within and outside Risk to implement and deploy a new solution/experience. This individual’skey performance KPIswill include Loss Performance, Revenue/Margin enabled, and Customer Experience.Job Requirements * Strong analytical skills: ability to build quick estimates using back-of-the-envelope analysis, structure (and, if needed, execute) more complex analyses, pull together business cases, navigate multi-dimensional sets of tradeoffs. Above all, the job calls for comfort with data – ability to manipulate it, question its validity, interpret it, and develop recommendations based on it* Some experience formulating fact-based strategies and driving their execution. Experience in a strategy / consulting role is very welcome – multiple team members have come in with this type of background and been very successful* Ability to manage a large, diverse set of to-do’s – prioritize, stay on top of multiple workstreams, monitor progress* Strong communication skills – a sense of appropriate communication mechanism/approach to use given context/circumstances. Experience working with cross-functional, geographically distributed teams, managing by influence. Ability to contribute to strategic discussions and represent Risk in cross-functional meetings* Ability to get up to speed on a new content area very quickly – PayPal is constantly innovating by introducing new products and going after new markets. Team members are expected to continuously upgrade their understanding of PayPal’s risk exposure and to tirelessly innovate in developing and deploying increasingly surgical risk control approaches.* “Can do” attitude, team player, energetic personality, ability to work well under pressure in a fast paced ever changing environment. Desire to continue learning and grow professionally is an environment that looks for and rewards achievement.* Risk / Financial Services experience is desirable but not required – skills/intrinsic abilities outlined above are more important* BS/BA in a relevant disciplineTravel may be required, but likely limited to 3-5 days per quarter. Minor international travel may be required. About PayPal:PayPal is the faster
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<tr><td valign="top" width="450"><b>Business Title Sr. Consumer Risk SpecialistRequisition No. 66361BRCategory Trust & Safety / Fraud / RiskSubsidiary PayPalPosition Area US - California - San JosePosition Location San Jose CaliforniaShift DayPrimary Job Responsibilities PayPal’s Consumer Risk Policy team is responsible for the global approach to assessing various buyer-side risks PayPal takes on (including identity fraud, account takeover, credit) and the treatments, actions and experiences triggered by the results of the Risk assessment and used by PayPal to control losses. The team is fully accountable for the management of buyer-driven losses in the PayPal portfolio.We are looking to add a high-performing professional to our team – likely area of focus will be Fraud Risk policy.The individualwill be focusing on the following areas:* Strategy for controlling Fraud Risk in one of our major Risk categories (e.g., Stolen Financials, Account Takeover, Bank Payments)* Risk assessments used to identify risky users/transactions and treatments deployed to mitigate potential exposure* Loss performance in the loss category of focus; tradeoffs between loss minimization, enablement of business growth, and user experienceThe individual’sday-to-day responsibilitieswill include* Identifying (via research, analysis, brainstorming) vulnerabilities / gaps / opportunities within the current portfolio of PayPal’s Consumer Risk controls* Building a business case for the opportunity – sizing the benefit or the magnitude of the potential loss exposure* Based on the analysis, formulating a policy to ensure the optimal balance between user experience, business enablement, and loss exposure related to the planned innovations / improvements* Partnering with other groups within and outside Risk to implement and deploy a new solution/experience. This individual’skey performance KPIswill include Loss Performance, Revenue/Margin enabled, and Customer Experience.Job Requirements * Strong analytical skills: ability to build quick estimates using back-of-the-envelope analysis, structure (and, if needed, execute) more complex analyses, pull together business cases, navigate multi-dimensional sets of tradeoffs. Above all, the job calls for comfort with data – ability to manipulate it, question its validity, interpret it, and develop recommendations based on it* Some experience formulating fact-based strategies and driving their execution. Experience in a strategy / consulting role is very welcome – multiple team members have come in with this type of background and been very successful* Ability to manage a large, diverse set of to-do’s – prioritize, stay on top of multiple workstreams, monitor progress* Strong communication skills – a sense of appropriate communication mechanism/approach to use given context/circumstances. Experience working with cross-functional, geographically distributed teams, managing by influence. Ability to contribute to strategic discussions and represent Risk in cross-functional meetings* Ability to get up to speed on a new content area very quickly – PayPal is constantly innovating by introducing new products and going after new markets. Team members are expected to continuously upgrade their understanding of PayPal’s risk exposure and to tirelessly innovate in developing and deploying increasingly surgical risk control approaches.* “Can do” attitude, team player, energetic personality, ability to work well under pressure in a fast paced ever changing environment. Desire to continue learning and grow professionally is an environment that looks for and rewards achievement.* Risk / Financial Services experience is desirable but not required – skills/intrinsic abilities outlined above are more important* BS/BA in a relevant disciplineTravel may be required, but likely limited to 3-5 days per quarter. Minor international travel may be required. About PayPal:PayPal is the faster
KEY REQUIREMENTS:
Not stated
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