Credit Analyst

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Job Field: Office Jobs
Location: Sioux falls, SD 57117

Salary: $Not Specified
Job Type: Full Time

JOB SUMMARY:

Credit Analyst
 
 Department:667-MPS Third Party Risk
 Office: The Edges - Sioux Falls, SD
 Location: Sioux Falls, SD
 
 Summary:Provide support to manage credit and reputation risk for Meta Payment Systems, including that related with third party relationships.
 
 
 
 Essential Duties and Responsibilities:
 
 
 
 * Recognize credit risks, present mitigating factors (if any), and offer appropriate credit solutions and structure
 * Assist in the creation and compilation of a monthly reporting package for Senior Management, highlighting results and variance analyses
 * Communicate with third parties and internal business units to obtain needed information, initially and ongoing
 * Perform necessary credit analysis
 * Spreadingstatements, forecasting, verifying business and industry trends, financial guarantor analysis, etc.
 * Assist with completion of due diligence reports and ongoing reviews as needed
 * Perform background investigations on all prospective clients and third parties
 * Maintain all third party records
 * Maintain all third party review information in MPM and other systems
 * Assist with developing and maintaining policies and procedures
 * Assist Third Party Risk Team Management with projects as needed
 * Assist various business units with projects as needed
 * Assist in development of business processes, systems and initiatives as needed.
 * Solicits new business and participates in community or other service programs to develop goodwill
 * Demonstrates personal commitment to excellence in sales and service to customers and other employees.
 * Actively participates in the bank's Performance Management System.
 * Supports and embraces bank values.
 * Maintains complete confidentiality with all bank business
 * Complies with all provisions of the Bank Security Act
 * Portrays leadership by exhibiting confidence in self and others, effectively influences actions and opinions of others, accepts feedback from others, and gives appropriate recognition to others.
 * Other duties may be assigned.
 Supervisory Responsibilities:This job has no supervisory responsibilities.
 
 
 
 Education and/or Experience:Bachelor's degree (B. A.) from four-year College or university; or 4 years credit or risk management experience; or equivalent combination of education and experience.
 
 
 
 Certificates, Licenses, Registrations:
 
 
 
 Other Skills and Abilities:
 
 
 
 * Must be proficient in Excel
 * Demonstrated proficiency in accounting or finance
 * Ability to understand and analyze financial statements
 * Ability to assess credit risk
 * Good decision making skills
 * Excellent written and verbal communication skills
 * Strong organizational and multi-tasking skills
 * Ability to work in a fast-paced business environment
 * Demonstrated leadership experience
 
 
 Other Qualifications:
 
 
 
 * Experience in Archer ERM solution a plus, but not required.
 
 
 Values Statement:Meta Financial employees uphold our philosophy of &lsquo;People Helping People&rsquo; by contributing to building a positive team spirit and inspiring and motivating others to perform well. Employees must speak clearly and persuasively in positive and negative situations and continually look for ways to improve and promote quality products and services to our customers.
 
 General sign-off:The employee is expected to adhere to all company policies including but not limited to the Vision, Mission, and Value statements and actively participate in company programs including, but not limited to, Performance Management and Compliance Training. The employee must comply with all provisions of the Bank Secrecy Act and maintain complete confidentiality with all bank business.
 
 
 
 Qualifications:To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
 
 
 
 Language Skills: Excellent written and verbal communication skills Ability to read and comprehend simple instructions, short correspondence, and memos. Ability to write simple correspondence. Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization. Must have excellent verbal and written communication skills and be able to handle self in a professional manner under stressful circumstances with the ability to multi-task and work in a fast paced environment.
 
 
 
 Mathematical Skills:Excellent written and verbal communication skills
 
 
 
 Reasoning Ability:Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
 
 Computer Skills:To perform this job successfully, an individual should be prepared to perform significant portions of their work in a computer based work environment. They should have experience with:
 
 * Microsoft Word, Excel and Outlook
 
 
 Physical Demands:While performing the duties of this job, the employee is frequently required to stand; walk; use hands to finger, handle, or feel and reach with hands and arms. The employee is frequently required to sit. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision and ability to adjust focus.
 
 
 
 Work Environment:The noise level in the work environment is usually moderate.
 
 
 
 Meta Financial Group is an Affirmative Action Equal Opportunity Employer
 
 
 
 Date:11/25/2013*
 
 
 
 MPS
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KEY REQUIREMENTS:

Experience Education Education Preferred None

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