Mortgage Loan Technician
Job Field: Office Jobs
Location: MIDVALE, UT
Job Type: Full Time
JOB SUMMARY:
DESCRIPTION/RESPONSIBILITIES: Company Overview Together, MT Bank and Wilmington Trust, a part of MT Bank Corporation, represent one of the country`s leading depository and lending franchises, a premier wealth advisory firm, and the partner of choice for corporate transactions and structures. As one of strongest, most successful companies in the U.S financial services industry, MT continues to grow, offering value to our shareholders and opportunity to qualified professionals. Join our team of over 15,000 professionals and you`ll understand what drives our longstanding success: a promise of exceptional client service, a commitment to our communities, a focus on building long-term relationships, and a dedication to being the best employer you`ll ever have. Basic Function Responsible for loan file set-up, processing, closing, funding and shipping. Responsibilities Assist in providing service to current mortgage loans, reviewing and organizing the loan file according to office policy. Enter loan information into the computerized loan processing system, ensuring that moneys received at application are forwarded for deposit. Prepare and distribute required disclosures on a timely basis. Send requests for all necessary support documentation such as verifications of employment, deposits, credit report(s) and appraisal, reviewing all supporting documentation for accuracy. Prepare all closing documents and the completed package of the loan file for submission to underwriting. Keep informed of trends and developments in the local real estate market, as well as the changing rules and regulations that pertain to both private and government-insured mortgages. The incumbent will provide support for the loan officer as well as communicating directly with principals involved in each loan transaction. Contact with mortgagors, realtors, builders and developers to assist in determining terms and conditions of loans. Minimum Qualifications: Bachelor`s degree or lieu of a degree, a minimum of four (4) years related work experience. Thorough understanding of government regulations pertaining to the mortgage lending process, underwriting guidelines and appraisal requirements. Good PC skills with strong knowledge of Excel, Word, Email Platform and Adobe. Excellent verbal and written communication skills. MT is among the top 20 U.S.-based commercial bank holding companies with more than $79 billion in assets and more than 780 branches in New York, Maryland, Pennsylvania, Virginia, Delaware, New Jersey, West Virginia, Florida and Washington D.C. With more than 150 years of experience, MT Bank is committed to be the best company our employees ever work for, the best bank customers ever do business with and the best investment our shareholders ever make. Apply Today at www.mtb.com/careers MT Bank Corporation is an Equal Opportunity/Affirmative Action Employer M/F/D/V. MT Bank Corporation does not sponsor individuals for the purpose of obtaining H-1 Visas. MT Bank Corporation has policies and procedures in place to promote a drug free workplace.
KEY REQUIREMENTS:
Bachelors