Chief Credit Officer
Job Field: Office Jobs
Location: PORTLAND, WA
Salary: $-
Job Type: Full Time
JOB SUMMARY:
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<td align="left"><font style="font-size: 100%;">***Registration in iMatchSkills required for referral to this position; go to www.imatchskills.com*** REQUIREMENTS: *18 years or older *High School Diploma or GED *10 years experience as a Loan Officer *Type 50 words per minute * Proficiency with Word, Excel, Outlook, Access, PowerPoint, and Ado be Acrobat Reader JOB DUTIES: *Is responsible for administering and overseeing the company's entire loan portfolio, and is accountable for all lending activities, including consumer, commercial and commercial real estate loans made by the Bank *Is responsible for loan approvals, portfolio status, collections and overall monitoring and maintenance of loan files *Develop and recommend loan portfolio objectives, loan policies and lending procedures. *'Ensure the Bank's loan portfolio meets Bank policy, procedural, quality and regulatory expectations and requirements *Develop and recommend loan portfolio objectives, loan policies and procedures *Write and/or amend lending policies and procedures as necessary for Board Loan Committee and/or full Board approval *Develop, implement and monitor appropriate audit and control processes and procedures to ensure lending policies and procedures are being followed *Serve as the primary loan approval point within the Bank, recommending loans above authority to the Management or Board Loan Committees as appropriate. Review all extensions of credit made by all other loan officers *Serve as Chair of the Management Loan Committee; call meetings of the committee, prepare agenda, prescreen loan recommendations and presents those recommendations to the committee for approval *Ensure that all new loans booked meet underwriting commitments and Policy, Procedural and regulatory requirements, and that existing loan files are constantly maintained as required *Develop and produce appropriate Board loan reports; recommends ALLL and loan concentration limits *Work to ensure that loan delinquencies are maintained at acceptable levels; ensure the prompt collection of all loans. Coordinate all loan collection activity with bank legal counsel to minimize legal expenses, while maximizing collection results *'Stay current on regulatory and compliance matters related to the lending function, reading related Bank materials and requesting training as needed and appropriate *Oversee automated loan system program(s) to include supervision of changes, as necessary EMPLOYER'S COMMENTS: Pass a pre-employment background check </font></td>
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KEY REQUIREMENTS:
99 Months