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Job Field: Office Jobs
Location: SPOKANE, WA
Salary: $-
Job Type: Part Time

JOB SUMMARY:

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               <td align="left"><font style="font-size: 100%;">Affinity Loan Officer - Spokane<BR>Location: Washington - Spokane<BR>Job Code: 2779<BR>FLSA Status: Exempt<BR>Employment Duration: Full Time<BR><BR><BR>Description<BR><BR>The Affinity Loan Officer will originate residential loans, assist in the processing and closing of a quality product which meets marketable requirements within the policies and guidelines of HomeStreet Bank.  This is a salaried position with incentive pay. <BR><BR>ESSENTIAL FUNCTIONS:<BR>Marketing of Affinity products and programs to participating employers. Arrange and conduct presentations to both small and large groups.<BR>Originate permanent single family (1-4) FHA, VA and conventional mortgage for affinity groups as well as the general public. This requires: developing contacts with employers, non-profit agencies, professional organizations, realtors, builders, bank branches, buyers and sellers, etc.; researching market areas and developing a personal strategy to market to employees of corporations and organizations with whom affinity lending relationships have been established; and making calls outside the office to develop and maintain these relationships.<BR>Taking lead role in loan application process, including conducting application interviews, assisting customers in completing loan applications, accumulating information to be verified, identifying additional information to be provided or obtained, obtaining desktop underwriter approval and/or submission of the loan directly to underwriting, and providing all disclosures and forms to customers as required by company policy.  Must also provide assistance to loan processors and closers on an as needed basis, and follow prescribed workflow procedures. This function requires excellent organizational skills.<BR>Understanding and maintaining a thorough knowledge of various programs (FNMA/FHLMC, FHA/VA, etc.) and company products available. Enthusiastic participation in cross-selling of affiliate&rsquo;s products is also required. <BR>Calculating and negotiating fees, discounts, rates, terms and conditions on loans within company guidelines. This requires excellent math skills and attention to detail, familiarity with basic pricing structures, and awareness of economic factors and their effect on loan terms.<BR>Complying with applicable government regulations and cooperating in all aspects of internal quality control and compliance programs. <BR>Participating in training programs as required by management.<BR>Developing, maintaining, and facilitating a good working relationship with and between all company staff, customers, and others involved in transactions. This requires excellent communication skills, including the ability to respond appropriately and to communicate effectively and courteously in circumstances involving time deadlines, dissatisfied customers or other members of the public, and other high-stress conditions.<BR><BR>REQUIREMENTS<BR>Prior mortgage lending experience preferred.<BR>Good public speaking skills required.<BR>Excellent communication skills-phone, personal contact and                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                </font></td>
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